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4 Reasons you may Need Credit Monitoring Services

Keeping your credit score is important for your financial health. Many people may not be aware of the importance of keeping good credit. Your credit report is important because it tells lenders and other financial services about your financial behavior. You need to keep your records in place if you are to be sure of what you are doing. Whether you are a regular user or not, keeping a close eye on your credit activities can keep you out of trouble. If you cannot keep track by yourself, employing service of credit monitors can be your best solution. This are ...

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Do Millennials Need an Estate Plan?

Do Millennials Need an Estate Plan?

One of the last things on the mind of most millennials is death. Typically their thoughts and plans center on other things. Most of them probably feel that estate planning is to be done when they are in middle age at the earliest. But that is a huge mistake. Many millennials have just as much, if not more, to lose than everyone else. This is especially true if they pass away leaving children, spouses, partners, or other loved ones behind. In fact, I believe millennials need an estate plan if they have assets of any value they would leave behind ...

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How Second Guessing Yourself Can Save You Money

How Second Guessing Yourself Can Save You Money

Although not everyone would agree with this statement, second guessing yourself can be a double edged sword.  Most people would say that it shows a lack of confidence at the very least. But, second guessing yourself can also result in missed job opportunities due to difficulties with decision making. This, in turn, can lead to making a lower income as well as leading a less comfortable life. The flip side is that second guessing yourself can save you money. Here’s how. Deters Impulse Spending One of the ways second guessing yourself can save you money is through deterrence of impulse ...

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Should You Downsize and Rent Your Bigger House?

Should You Downsize and Rent Your Bigger House?

Living in a smaller home is a popular concept that addresses the idea of less is more. Those who wish to live a simpler life with less “stuff” have embraced it with gusto. But of course, having less stuff isn’t the only reason people downsize. It could be from a desire to live in a more environmentally friendly way. Or, the reason for living in a smaller home could be financial in nature. No matter the reason, should you downsize and rent your bigger house? Pros: According to the US Census Bureau, the average size of a new single family ...

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3 Ways to Cut the Cord and Still Watch TV

3 Ways to Cut the Cord and Still Watch All the TV You Want

In the last several years cable TV costs have gone up much faster than the rate of inflation. But satellite TV prices are rising just as fast making them a poor choice as well. As a result, many people are either searching for alternatives or simply eliminating TV from their leisure time. But sometimes it would be nice to watch what you want when you want without paying exorbitant prices. Fortunately, when the public wants something bad enough there is usually a response from the industry. Many companies have risen to the challenge and provided customers with ways to cut ...

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