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Tag Archives: pay off debt

Quick Ways to Pay Off Short Term Debt

pay off debt fast

We’ve all been in situations when an unexpected expense takes us by surprise. Whether it’s a trip to the emergency room, a car repair, or a leaky roof, some emergencies have to be dealt with immediately. Having an adequate emergency fund is always the best way to handle life’s unplanned events, but it isn’t always possible to cover every situation, especially if they all seem to hit at the same time. If you’ve had to take on debt, either with credit cards or through short term loans like from car title loans Ohio, here are some quick ways to pay off short term debt. Sell Things From Around the House Odds are, there is something around the house that can be sold to help pay off debt. If it’s been awhile since you’ve done a thorough de-cluttering, now is the time. Things of value include gold jewelry, kid’s clothing that is in good shape, anything that is a designer brand, electronics, video games, cameras, sporting equipment, and furniture. Having a weekend yard sale could bring in a few hundred dollars while selling your Grandma’s old antique kitchen table on Craig’s List might score big bucks. Don’t let sentimental value get ...

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A Wake Up Call and My Plan for Early Retirement

This whole  week has been devoted to the topic of early retirement do’s and don’ts. If you are sick of hearing about my take on leaving the world of working to pay bills, please go read one of these other awesome, inspiring posts this week. Tonya at Budget and the Beach has inspired me to train for a half marathon. It will happen a few days after my 40th birthday. What a way to celebrate! Alexa from Single Mom’s Income has quit her job to work from home,  and I think she’s going to make a ton more money. Laurie, the frugal farmer is getting even more frugal. Travis at Enemy of Debt has decided to man up. Did you know he and his wife will have paid off over $100K in credit card debt by this spring? Pretty amazing! Why I Am So Obsessed If you do want to hear more about early retirement, today I’m going to wrap up that topic by sharing my plan. Whenever I share with the world, that makes it real and seems to accelerate the process. Another reason I’ve been thinking about early retirement happened on my way home from Fincon. I flew ...

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Making Early Retirement a Possibility

On Monday, we talked about how to never retire early. Now that you know what not to do, I’d like to talk about what can get you out of the daily grind. As I’ve mentioned many times, I used to work crazy hours and drove all over to help the eyeballs of Southwest Colorado. While that might have been good for the eyeballs, it made me want to poke bamboo skewers into mine. I was becoming my worst fear, a burnout. Luckily we made some major changes to our financial lives and careers, and I don’t have to work full time anymore. However, this past week I did have to work five of seven days, and I was beginning to sharpen the skewers. It made me realize that we HAVE to become financially independent so I never have to go back to working full time again. If you are in the same boat and want to “retire” early, here are some ways to accomplish that. Make More Money   Delegate- For years, I made the mistake of trying to do everything by myself. I thought it would save money if I worked harder rather than paying someone else. I could ...

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Saving Money on Self Storage

The following is a guest post. If you would like to submit a guest post, please contact me.  Maybe you’re tired of cold, harsh winters and you are ready to move to a warmer city such as Dallas, Texas. You may ask yourself, am I making the right decision? And if your new place is smaller than your previous home, you may question where to keep your belongings. There are options, and Uncle Bob’s self storage can provide a home for personal items as you settle into your new space. Moving is not cheap, and like most people, you probably need affordable self storage. Fortunately, a storage space doesn’t have to break the budget. Here are five tips for saving on a self storage unit.  1. Get at least three quotes. Some people don’t think of comparison shopping when choosing a self storage unit. However, rental units vary greatly in price. Spend a day and visit several facilities located close to your home. There are several factors to take into consideration, such as entrance hours, security features and the monthly rent. Ask to see an empty unit and decide whether the space is suitable for your belongings. Be observant. What is the condition ...

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Work Less, Live More-Transition to Part Time Work

transition to part time work

After 12 years of living to work, I have moved into part time hours. If you are old enough to remember Prince circa the Purple Rain era, the intro to Let’s Go Crazy is a perfect description. “A World of Never Ending Happiness, You Can Always See the Sun, Day or Night” Well, that might be a bit dramatic. Five years ago, if asked where I’d be now, I would have said in the same place, watching the years tick by, having brief weekend respites, and working myself into complete burn out. Priorities changed, and now I’m in a much better place. Working less means having more time to do things I love, but be lying if I told you that it has been completely smooth. If you are considering the move to part time or, even better, leaving a traditional job, here a few things to consider.

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