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Tag Archives: automatic deposits

5 Tips for Saving Money in the New Year

  With the New Year right around the corner, now is a good time to start thinking about saving money. There are several things you can do right now to reduce your overall spending, and increase your savings. With a little bit of determination and organization you will be able to cut back on some spending and save a lot of money over time.  They more you are able to save now, the more financially stable you will become by the end of the year. Below is a look at the top five tips for saving money in the New Year. 1.    Set Budget If you do not already have a budget in place, it is crucial that you create a workable budget. This budget should detail all of your expenses, including housing, transportation, medical, food, clothing, and miscellaneous. You also want to track your spending to make sure that you are spending within your budget. 2.    Add Raise to Savings If you were fortunate enough to have received a raise this year, why not put it into your savings account instead of spending it? This will not provide you with any less money than you had this year, so ...

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How to Build a Working Class Savings Account

The following is a guest post. If you are interested in submitting a guest post, please contact me.    No doubt you’ve heard that you should have a rainy day fund of three times your monthly expenses, be saving for retirement, and of course there’s that dream vacation you’d love to go on someday. These goals can seem way out of reach for ordinary, everyday working class people who are often living paycheck to paycheck.

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