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Tag Archives: Bad Habits That Might Cause Credit Problems

Bad Habits That Might Cause Credit Problems

Nobody wakes up in the morning and decides that they’re going to have bad credit. It’s fair to assume that most people understand the consequences of bad credit, and they’re willing to do whatever it takes to keep their score in tiptop shape. Life doesn’t always work according to plan, and a job loss, a divorce or an illness might make it difficult for some of us to pay bills. These are a few causes of bad credit, but they aren’t the only ones. The truth is, bad financial habits might play a role in a low credit score. Not opening your credit card statements I’ve yet to meet a person who enjoys getting bills in the mail. However, whether we like paying bills or not — they’re going to arrive every month, and sticking your head in the sand isn’t going to make your credit card debt and other expenses go away. If you don’t want to deal with debt, it’s easier to toss mail aside once it’s delivered to your home. This, however, isn’t going to get you anywhere. Have you ever heard the expression ‘out of sight, out of mind’? Well, there is truth behind this saying. ...

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