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Tag Archives: being healthy

The Best Dental Insurance Companies for 2016

The best dental insurance companies

Finding a good dental insurance company is the best way to maintain a healthy smile while also saving the most money to do the things you truly love. You may think that going to the dentist is a hassle and I did as well for the longest time, but then I realized I was only doing myself a disservice. A healthy mouth isn’t just about clean teeth and good breath. Your teeth and gums can lead to better overall health and save you a lot of money down the line. Here are six benefits of keeping good oral hygiene. Like many Americans who aren’t covered by their employer, you might be finding the process more challenging than you first anticipated and that is why we are listing these four companies below that are proving to make their customers smile in 2016. Don’t skimp on dental coverage if you don’t have to, but make sure to look through all the costs associated with every plan. Depending on how many times you go for a regular checkup, it might be financially wise to go with a lower priced plan that covers just the major procedures and you pay for dental checkups out ...

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How Much a Healthy Family Spends on Medical Care in a Year

medical costs for a family

The cost of the health care in the United States is a hot button topic to say the least. People seem to either love/hate Obamacare depending on whether the program actually helped make insurance more affordable or added to the already substantial burden of trying to insure a family and pay medical bills. Since I am lucky enough to have a pretty healthy family and I track all of our spending religiously, I thought it might be interesting to see how much a healthy family spends on medical care in a year. We Have Insurance While it might be cheaper to take the penalty for not being insured, we think it’s really important to have health coverage. Fortunately, Jim has really good insurance that is paid by his employer. Unfortunately, it costs $800 a month to add a family, so the kiddo and I have a grandfathered Anthem HSA plan that costs $261 a month. Jim only has to pay a $30 copay for doctor visits and anywhere from $5 to$40 copays on prescription medicines. The Anthem plan has a $10,000 deductible, so other than covered preventative services, we pay out of pocket if my daughter or myself have medical ...

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Ways To Have More Money This Year

ways to have more money in 2015

A week off can really do wonders. Although I was only visiting family in Kentucky and not soaking up the sun in some tropical location, it was nice to have some time off. I had lots of time to think about this year and what I hope to accomplish. So as a reflection of my recent week away, I’d like to share how I believe we can call have more money this year. Stop Buying Into The Expected Mindset A big problem for many people is that they can’t escape the expectations of their friends, family, or even society in general. Most people in the United States live in some sort of debt that comes from living above their means. I can’t tell you how many people I saw last week who were lamenting about not having enough money but recently bought a new iPad, a new TV, a new car!! If you don’t have money, stop buying new things. Just because all your neighbors have one, doesn’t mean you need one too. I know this sounds like 5th grade mentality, but believe me, adults are just as bad as adolescents when it comes to instant gratification. Until you accomplish ...

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