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Tag Archives: Cadillacs

When a Bargain Is Not a Bargain

One of the reasons we got into and stayed in debt so long was because of “bargains.” Jim and I were almost always shopping, meaning that if we saw something that seemed like a good deal, we bought it. It didn’t matter if we needed it or if we had cash on hand to pay for it. That’s what credit cards were for. I bet 95% of the stuff we bought back in the day was on sale, sometimes at a great discount, but if you don’t need it and can’t afford it, a bargain is not a bargain. I’ve had two experiences over the past few weeks that have really tested my money resolve. I think bargains can approach from many directions, often when you aren’t looking. Sometimes the presentation can seem like such a good thing that all your frugal and money smart tendencies just don’t have time to register. But It’s My Family When a so called bargain comes from your family or friends, it’s an even greater temptation. If someone you know and love has it and loves it, it can’t be all bad, right? I love my sister. She would never try to steer me ...

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