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Tag Archives: Consolidated Credit

Costs of a College Education

College is a time we experience a lot of firsts in our culture. The first time we live on our own, take care of ourselves, and keep track of our own money. It comes with many new challenges that start from the minute we start applying to schools. However, now more than ever college is the birthplace of another first for many students: debt. Student load debt is at an all high in America, in fact the average student loan debt in 2012 was $25,000 and at the current rate it will only get higher. As a disclaimer, the value of a college degree is still worth having, even with today’s costs but it’s good to be aware of the costs for this and the next generation. The best thing to do is to only use student loans as a last resort. Research the possibilities for scholarships and financial aid before accumulating loan debt for yourself or your kids. The best way to start with the loan process is to fill out a Free Application for Federal Student Aid, or FAFSA. This form is used to determine your financial need, so you can be certain that you will end up with ...

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