Home > Tag Archives: cost of vision insurance

Tag Archives: cost of vision insurance

Do I Need Vision Insurance?

One question I get asked frequently  is, “Do I need vision insurance?”  Maybe your job offers vision coverage, or you are thinking about adding a rider to your current health insurance plan. Are you having eye problems and think you should have insurance before scheduling an appointment? Maybe you should just go to Cheapskate Eye Care, Hair Salon, and Donut Shop. Don’t they sell glasses? Do I really need vision insurance? Vision Plans Only Cover the Basics The honest answer is no. Vision insurance only covers routine testing of your vision to check if you need glasses or not. It usually has some sort of benefit for glasses or contacts. Vision insurance doesn’t cover medical problems. If you have cataracts, glaucoma, cancer of the eyeball, or have a dagger sticking out of your eye, your vision plan will not help at all. However, if you know you need vision correction and are good about getting regular eye exams, vision insurance could save you some money. What Does Vision Insurance Cover? There are way too many types of vision plans to mention them all, but they tend to have several areas in common. Generally, vision plans cover these things. A routine ...

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