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Tag Archives: decluttering

5 Ways to Beat the Holiday Blues

beating the holiday blues

  Although many people love the holiday season, others tend to side with the Grinch. Holiday blues can make people unproductive, less careful with money, and even mean. I made┬áthe mistake of asking the front desk clerk at the rec center if they were open on Christmas Eve and got a whole tirade of how unfair it was that she had to work on December 24! If you are one of the stressed, depressed, or downright cranky people who are struggling to find your holiday cheer, here are 5 ways to beat the holiday blues. Focus on the Positive Things Even if ten positive things happen in a day, it’s easy to dwell on the one negative that reared its ugly head. When I get stuck in a negative, it helps to make a list of all the good things going on in my life. Sometimes a mental list is enough, and sometimes I need to write them down. While this may seem silly at first glance, it’s hard to dwell on being late or not getting a job when you sit down and think about things like health, family, friends, and all the great opportunities that did go your ...

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Smart Downsizing: Cutting Back Now to Save Time, Money and Effort Later

saving money with a smaller house

Accepting a compact life over a full-sized one is an idea that has been finding favour among a larger part of the population today than ever before. Downsizing isn’t a fad; it isn’t about taking a principled stand against materialism or shrinking your environmental footprint, either. Downsizing, rather, is simply a logical way to conduct your life, because it comes with huge financial benefits, and it eases your transition into retirement the day it happens. What financial benefits? A downsized life can mean a smaller home, together with a smaller mortgage. You spend less on furnishing it, insuring it, heating and cooling it, and making repairs when such attention is needed. Housing costs to the average British citizen blow away a full third of their income. Major metropolitan areas are known to cost even more. Living in a large house in a fashionable part of a town comes with pressure to buy expensive cars and maintain an expensive lifestyle. A modestly proportioned home in a working-class neighbourhood can be a huge load off your income. There’s more that can improve with your life Contemplating life with fewer possessions may seem boring when you think about it. You need to look ...

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