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Tag Archives: Free Travel

How Much Time Does Credit Card Churning Take?

Earn free travel

I remember when I first discovered credit card churning. I can’t remember exactly where I read it first. It very well could have been from Holly at Club Thrifty. I used to think it was really bad to close and open new credit cards all the time. I’m not sure how my logic applied because I thought it was perfectly fine to run up a ton of credit card debt, but that’s all in the past now. I have seen the error of my ways and now know that if I can find the right credit cards and use them wisely, our family can travel anywhere we want for very low cost. One question people ask me is how you find out what card works with where you want to go and how much time does it take to be successful at credit card churning. It really all depends on whether your ideal vacation is to Florida or Fiji, but here is a basic run down of thing I do to make the most of my miles and points and how much time I spend doing it. Where Do You Want To Go? For me, the majority of my time ...

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Fun Things You Get To Do After Paying Off Credit Card Debt

Fun after debt

I know there are many readers out there who are struggling to pay off debt. I’m not necessarily talking about mortgages or well chosen student loans, although those can certainly become burdensome if you get in over your head. I’m talking about the big bad debt that comes with high interest payments or a deadline you have to meet before you get socked with even higher interest. We’ve seen our share of bad debt with credit cards, revolving finance plans, and car payments for new cars we didn’t need.  I like to think of this as evil debt because it robs you of choices and freedoms that you can never have unless you are debt free. I’m living proof that you can overcome those type debts, and when you do, there is so much fun to be had! Here are a few of my favorite fun things we’ve been able to do since paying off our evil debts. Use Credit Card Rewards for Free Travel Over the past year or so, I’ve learned so much about how to use various credit card bonuses to earn points and miles for buying things I needed to buy anyway. If you do it ...

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Can You Recognize a Scam?

Back before the recession hit, we used to get offers for time share presentations pretty regularly. I personally think buying a timeshare is right up there with purchasing ocean front property in Kentucky, but to each his own. After the economy went south, I assumed those went the way of the dinosaur, but low and behold, look what we got in the mail a couple of weeks ago! I guess it’s a good sign of economic recovery that people are getting rooked there is a market for such things again. I don’t know that these offers could be considered a scam because you generally get the prize they are offering if you do your part. However, the things they are usually selling are not generally a good use of money. Do you know how to spot a scam? Being the curious person that I am, I called to see what this offer was about, assuming it was a timeshare presentation. The very perky operator told me that to claim my prize of two airline tickets for anywhere in the continental US,plus a two night hotel stay and a $50 Expedia gift card, all we had to do was attend a ...

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