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12 Facts About Money Everyone Thinks Are True

The following is a guest post from Kevin at Graduating from Debt. If you would like to submit a guest post, please contact me. Money is a huge aspect in almost everyone’s life. Without it we could not eat, sleep, or just live. Below is a list of 12 facts about money everyone thinks are true and the truth behind them. In this article you will learn a bit about financial decisions people make and what they think they know about money as well as what is true and what you can do today to increase your happiness and gain more financial freedom. 12 facts About Money Everyone Thinks Are True 1. Students Graduate school with too many student loans – Although most students do leave school with a lot of student loans, did you know there are ways to pay them down quicker? Just giving up your daily Starbucks run and working while in college can save you lots of money. 2. Owning a house is better than renting – Owning a house costs money. You must pay for everything when something goes wrong. Some people even say the opposite and that renting is the better way to go. ...

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Undervalued Assets and Distressed Credit Investments

The following is a guest post. If you are interested in submitting a guest post, please read my policy and contact me.  Investment is always done in anticipation of a gain. Every financier is aware that an investment will involve risk and that in some cases the expected return could actually turn out otherwise. The commonly practiced investments that include both traditional and alternative ones are considered fruitful; but is the profit in the same way prolific when investing in undervalued assets and distressed credits? The answer could be a yes. Undervaluation is when an asset is valued at less than its true worth. Investment in undervalued assets has seen many success stories; it is all about recognizing the true worth of an asset!

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Money Decisions to Make in Your Twenties

The following is a guest post. If you would like to submit a guest post, please read my policy and get in touch.  I am sure, twenties is the best time in anyone’s life. The energy, excitement, adaptability, confidence to conquer the world and the ability to work on your passion cannot be matched. Some things that have helped me to date and I want you to keep in mind during your twenties are: Start building an emergency fund: Unexpected events like job loss, accident, losing a loved one, illness can happen to anyone at any time. Not having funds in such situations can make it even worse. So, one of the first money decisions you should make is to start an emergency fund. Save some money in a separate account (make it easier to manage) and only use it in difficult times. Don’t buy stocks with this money or make any investments that can lose money or are illiquid. Start saving for retirement: When you have just started to work, retirement seems so distant; so many years away that saving for retirement may not be one your priority list. Don’t let that stop from saving for retirement. Make contributions ...

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Learning About Different Types Of Investments

The following is a guest post. If you would like to submit a guest post, please read my policy and contact me. When people have a bit of extra money, they look into markets for investment opportunities. Throughout the years, these opportunities have fluctuated. However, some remain great competitors in the marketplace. Whether you’re looking to invest a large or small portion of money, you can do so in these different marketplaces. It’s a great way to watch your money grow. However, there’s also a risk that comes with investments. You must determine if the risk is worth the potential payoff in the end.

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How To Make More Money

The following is a guest post. If you would like to submit a guest post, please read my policy and contact me. If you ask anyone what their goals are for a given year, there’s a good chance that “make more money” is going to be one of the most popular answers. Everyone wants to make more money, yet most people would prefer to not have to think about finding a new job in order to do so. Fortunately, you don’t need to get an entirely new job if all you’re looking to do is pad your bank account; you can do this by staying right where you are. It’s not always easy, but there are a few methods that you can take advantage of in order to make more money while still keeping your current job. Consider the following tips, each of which will help you to make more money.  Get That Raise Most people shudder at the thought of asking for a raise. Indeed, the conversation can be very difficult to bring up, especially if you’ve never asked for a raise at your job before. If you’re doing your best and showing up on time each and every day, however, ...

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