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4 Ways to Put Your Budget Back on Track

steps to save your budget

This post is from Joseph Hogue at Peer Finance 101. Enjoy! After publishing my own personal financial nightmare on my blog a while back, I’ve gotten feedback from readers relating my story to their own problems keeping a realistic budget. In almost all the comments, I’ve noticed four common reasons people are as bad at budgeting as they are with New Year’s resolutions. My own story is a financial roller coaster. After graduating college, I landed my first job as a financial reporting analyst at a large reinsurance firm. I worked my tail off at another part-time job and saved every penny. But a couple of times a year, I would get so burned out on working and saving that I would go on a spending binge that would set me back almost to zero.  I was working hard and had some financial sense, why couldn’t I keep my budget? It was only through a friend’s help that I realized where I was going wrong and it is through feedback on the post that I realized how common some of my mistakes were. While readers have written in about more than just the ideas below, four reasons seem to keep ...

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