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Tag Archives: how to pay off debt

10 Step Program For Getting Out of Debt

The following is a guest post. If you would like to submit a guest post please read the guidelines and contact me. I have been in debt since I was 18 in some way, shape or form. I have always wanted to get out of it, but always had a hard time figuring out how to start. Finally, 16th months ago, I started. I am almost done, and my method worked! Here is my 10 step program to getting out of debt. I wish I could say I made this up, but I didn’t. There are a ton of experts who I read and listened to, and they shaped what I am writing here. If you are like me and you feel like you just don’t know how to begin, this program is designed to give you a guide of sorts. Of course you should tailor it to fit your needs. This is not so much for people who have a couple of cards and are lazy about paying them off. It’s for those of you who have trouble finding any extra money to pay off debts, who seem to find themselves getting deeper and deeper into debt, and don’t ...

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Debt Movement: Get Rid of Debt Payments Once and For All

Unfortunately debt has become the accepted standard in today’s society. If you don’t have half a dozen revolving credit accounts, a jumbo mortgage, and a couple of new cars, you aren’t living. Debt is so accepted that I’ve known people, self included, who graduated from school and couldn’t wait to start applying for credit so we could fill our lives with the things that everyone tells us we need. Thirteen years later, I have a different view. After years of interest payments, balance transfers, chasing 0% offers, and trying to track when payments were due, I’m done with debt payments. Debt has become a four letter word in our house. Is There A Such Thing as Good Debt? You’ve likely heard the argument that a “good” debt is one that allows you to potentially better yourself in some way. Student loans are good because they allow you to earn more money with a college degree. Mortgage debt is good because you are able to have equity in the place where you live.

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