Home > Tag Archives: Living paycheck to paycheck

Tag Archives: Living paycheck to paycheck

How to Build a Working Class Savings Account

The following is a guest post. If you are interested in submitting a guest post, please contact me.    No doubt you’ve heard that you should have a rainy day fund of three times your monthly expenses, be saving for retirement, and of course there’s that dream vacation you’d love to go on someday. These goals can seem way out of reach for ordinary, everyday working class people who are often living paycheck to paycheck.

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Is Poverty in the United States an Excuse to do Poorly in School?

poverty in schools

For the most part I love the rural area of the country where we’ve chosen to live. It fits our needs and desires, and we’ve been able to make a good living here.  However, there is a large percentage of the population that lives below the poverty line. My husband will be completing a master’s degree in education administration this summer. Recently, as a practicum requirement, he has been observing parent conference at the middle school. Instead of accepting responsibility and working toward a better the situation, all of the parents blamed being poor in some way for why their child was having difficulty in schools. It leads to the question, is poverty in the United States an excuse to do poorly in school?

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Paycheck to Paycheck is No Way to Live

If you are one of the millions of people who lives paycheck to paycheck, you might find yourself in the situation of having more days than dollars in the month.  That can be a very scary feeling when you know that your bank account is empty, and there are still several days until you get paid. While panic might set in, if you take a minute to analyze the situation, it might not be as bad as you think. With some planning, I believe anyone can avoid the problem of running out of money at the end of the month. If you know that you are completely broke and have more than a day until payday, organize what you need to buy. I like lists, so I would write down what you think will need money until the next payday. If the list includes food, gas to get to work, or rent/mortgage or bill payments, those are necessities. If the list includes a birthday gift, a promised dinner out with a friend, or some sort of apparel, those can be postponed or avoided. It might not be the most popular thing to do, but if your friend is truly a ...

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