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Tag Archives: making extra money

It’s Never Too Late to Invest for Retirement

get started on investing for retirement

While we’ve made our share of financial mistakes, I’m always amazed when I run across someone my age or older who has nothing saved for retirement. Considering that a third of workers have less than $1,000 saved for the future, I guess it shouldn’t be that surprising. The good news is that it’s never too late to invest for retirement. Even if you might never be a millionaire, that doesn’t mean all hope of a decent retirement is out of reach. Figure Our How Much You Need to Live On Determining how much money you need to retire is certainly a million dollar question. Most retirement calculators assume  you’ll need 70-80 percent of your current income and won’t let you add savings rates greater than 20-25 percent. My favorite retirement calculator is the one from Personal Capital. At least it lets you add and subtract variables more easily than the rest I’ve tried. You can actually get a ballpark on your own by determining how much you spend per year now and apply that to retirement years. Some costs like health care will likely increase while others, like clothing and transportation, should decrease. If you have kids, hopefully those expenses ...

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Making Extra Money With Deliv

making extra money as a delivery driver

There are probably thousands of people thinking about making extra money for the holiday season and beyond. Fortunately, there are lots of opportunities. You could do things like take a seasonal retail job, cater food for holiday parties, or pet sit for those who are traveling. While all of those are excellent options, a new and easy way to earn extra money could be as simple as using your cell phone and car for a few hours a week. Deliv is a new service that offers same day shipping from many retailers for the cost of standard 3-5 day delivery. They are hiring drivers as we speak! What Is Deliv? The Deliv website explains their service in full detail, but basically, it allows customers to choose  a same day delivery option from the existing checkout process whether shopping in stores, by phone, online or by mobile. The buyer gets to decide when and where they would like their purchase delivered. I would love to have this option as other major shipping companies are not even close to reliable in many instances. Benefits of Using Deliv Speed-When you choose Deliv, you are able to pick an exact two hour window for delivery. ...

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Making an Extra $600 For Ski Passes

A few weeks ago, my family challenged ourselves to come up with enough extra income to buy ski passes for Telluride this year. We needed $600 to allow us to go three times. We do have money in savings that we could have used, but that’s really no fun. This is certainly a want, not a need, so we felt raising money was a better option. We haven’t been skiing in Telluride for a while due to cost and the fact that we were paying off credit card debt. Now since that’s done, we get to have some fun again. How did we do with our extra income? Freelance/Side Hustle Money Jim made $200 in landscaping money. Sadly, he has another $100 coming for a few end of the season tasks, but there won’t be any more yard mowing until next summer. If only I could talk him into shoveling snow……. Another fun benefit of landscaping for a side gig is that you can tell people that’s your job. If salesmen think you have a high income, they try to sell you lots of things. If they think you mow yards, they leave you alone! I also made $150 by ...

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