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Quitting Bad Habits to Save Money

What is a habit? According to Wikipedia, a habit is a routine of behavior that is repeated regularly and tends to occur subconsciously. They also add that old habits are hard to break, and new habits are hard to form because behavioral patterns are imprinted on our neural pathways. Before your eyes glaze over at the thought of neurology, let’s take a look to determine if we have any habits. If we do, are they causing problems? Quitting bad habits can be a sure way to save money, and it can also improve your quality of life. Good vs Bad Habits As an adult, we likely have habits that are so common that we don’t put much thought into them. If you get up an hour early to exercise every morning, or always put money into your savings account as soon as you get paid, those are great habits. If you can’t get through a day without cigarettes, a stop at the local bar, or buying a lottery ticket, it might be a good idea to examine those behaviors or potential “bad” habits to see if they are derailing your long term goals. Financial Impact of Bad Habits Some common ...

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