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Tag Archives: setting goals

5 Ways to Beat the Holiday Blues

beating the holiday blues

  Although many people love the holiday season, others tend to side with the Grinch. Holiday blues can make people unproductive, less careful with money, and even mean. I made the mistake of asking the front desk clerk at the rec center if they were open on Christmas Eve and got a whole tirade of how unfair it was that she had to work on December 24! If you are one of the stressed, depressed, or downright cranky people who are struggling to find your holiday cheer, here are 5 ways to beat the holiday blues. Focus on the Positive Things Even if ten positive things happen in a day, it’s easy to dwell on the one negative that reared its ugly head. When I get stuck in a negative, it helps to make a list of all the good things going on in my life. Sometimes a mental list is enough, and sometimes I need to write them down. While this may seem silly at first glance, it’s hard to dwell on being late or not getting a job when you sit down and think about things like health, family, friends, and all the great opportunities that did go your ...

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The Importance of Finishing Strong

finishing the race

Lots of people think getting started is the hardest part of any challenge, and I won’t disagree. Deciding to change, improve, or even cut back can all be difficult projects to initiate. Toxic or healthy, everyone enjoys having a comfort zone, and it’s hard to start any sort of project that throws off the routine. That being said, sometimes finishing strong is as important as getting started. Girls on the Run My daughter and I are doing Girls on the Run this fall. If you aren’t familiar, this program is for elementary school aged girls and offers group sessions about self esteem, determining and sticking to values, and ultimately, like Oprah says, being the best self you can be. After a girl power session, participants choose a daily distance goal and go running. The ultimate end goal is for all runners to complete a 5K  in November. My job is to be a running buddy, meaning I run along with the girls and pass down as much encouragement as possible. There are all kinds of girls in the program. Some are natural runners and others struggle. Regardless, all of them start practice in a mad dash like their tail feathers ...

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My Best Financial Tip: Stop Being Afraid

When Grayson at Debt Roundup put out a call to all bloggers asking for our best financial tip, I thought of lots of helpful and necessary things like spending less than you make, having an emergency fund, and setting up a budget. If you spend more than five minutes reading financial posts, you will see these basic steps repeated over and over. Unless you were born into royalty, you can’t have financial independence without them. If these steps are so easy to find, why doesn’t everyone practice them? I honestly can’t answer for the masses, but for my own situation, I would say that fear was the biggest thing that held me back for so long. To live the life you aspire to, you have to stop being afraid. What Are We Afraid Of? If you find yourself in debt, reason would say that you need to stop spending money. Sometimes it isn’t that simple. Are you afraid of what people will think? How often do we feel the need to buy something new to keep up with the expected norm? Society wants us to spend money. That’s great if you have it, but if a purchase has to go on ...

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