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Tag Archives: supporting adult children

“Smart” Ideas That Can Keep You From Paying Off Debt

keeping you in debt

It’s hard to know when to spend money in the midst of paying off debt. You do have to buy necessities, and sometimes you need a little splurge to keep you motivated. In this world of uber-consumerism, there is always someone who can convince you that just about anything you want to buy  is a good idea. Don’t detour from your debt repayment plan with one of these three seemingly “smart” ways to spend money. Sales Nothing can sabotage your debt repayment plan like sales. I bet most of us have had this experience, either in stores or online. You see some sort of sign or banner ad offering x% off something, say it’s 25% off shoes. You think to yourself, “Hmm, I wear shoes. Maybe I’ll just take a look. I’m certainly not buying anything.” The next thing you know, you have three new pairs of shoes. One of them is kind of a weird color, but it was a brand you love and came with an extra discount. Twelve months later, you sell that pair of shoes on Ebay for 1/10 of what you paid for it. It really wasn’t your color. As we were racking up credit ...

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Should You Support a Lazy Kid?

As a parent, I try really hard to never judge other parents because I hate when people tell me what I should or shouldn’t be doing to raise a child. You never know someone else’s personal situation, so it’s best never to make assumptions about how awesome or poor parenting skills might be. However, I can’t help but notice a seemingly alarming number of teens or young adults recently that really have no goals and pretty much do nothing, relying on Mom and Dad to support them long after Mom and Dad should be enjoying an empty nest. My daughter is only six, so I’ve got a few years, but I’m already wondering how does a kid end up with no motivation? How far should parents go to support their children when the kid puts forth no effort of their own? Lazy Kids I have a neat job where I get to see many families annually over the course of several years. In a small town, you kind of get to know people and what their kids are involved with and hope to become. Sometimes, though it’s disappointing. A few months ago, I had a teenager who came in with ...

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